EverReady reviews the past day of real-world weather and hazard activity, checks it against your portfolio, and tells you the next morning which events may matter to you, often before claims start to arrive.
Stop monitoring. Start responding.
Instead of your team manually tracking storms, wildfires, or other events and cross-checking them against your locations, EverReady does that in the background. Each morning, you hear about the events from the previous day that crossed a meaningful threshold for your portfolio.
Why it matters
Smaller events are easy to miss. Lower-severity, high-frequency perils rarely get tracked at the portfolio level, so gaps can build up before a single claim ever comes in.
Awareness often comes from claims, not monitoring. By the time a smaller event shows up in your data, it has usually already touched the book.
Generic weather feeds aren't built around your portfolio. They can tell you an event happened, but not which of your own locations are actually exposed.
EverReady is built to close those gaps by checking each day's activity against your specific portfolio, so your team starts the day knowing what to look at first.
How different teams use it
Regional claims teams get an alert the next morning when hail above their defined threshold has affected a cluster of insured locations across several counties, giving them time to prioritise policyholder outreach before the calls start coming in.
Leadership hears first thing the next morning when a major earthquake has crossed a high-severity threshold, so a coordinated response and any external communications can begin early.
Operations teams work through a single alerts feed each morning instead of manually refreshing weather radar, spotting emerging clusters of activity across the country without tracking conditions by hand.
How it works
EverReady runs in three steps:
Watch: We collect real, observed hazard conditions (not forecasts or predictions).
Match: The past day of activity is checked against your actual locations and policies.
Alert: If something met the threshold for your portfolio, you're notified the next morning, with the detail you need to act.
Every alert is reviewed by an MIS analyst before it reaches you. Nothing goes out automatically and unchecked. The automation finds it, a person confirms it.
What EverReady covers
EverReady monitors the perils below. Most cover the US, with earthquakes monitored globally and hail also covered in Australia.
Peril | Source | Units | Resolution | Example alert conditions |
Peak wind speed (excluding Hawaii) | NOAA MRMS / RTMA | m/s, mph, knots | 2.5km with storm-scale polygons | Wind speeds of 80 mph or greater impacting 100 or more locations |
Earthquake (global) | USGS | Magnitude | Native | Magnitude 5.0 or greater impacting 1,000 or more locations |
Rainfall | NOAA MRMS | mm, cm, in | 1km | 7 inches or more of rainfall within 24, 48, or 72 hours impacting 2 or more construction policies |
Hail | NOAA MRMS | mm, cm, in | 1km | Hail of 1 inch or greater impacting 250 or more policies |
Hail (Australia) | BOM | mm, cm, in | 1km | Hail of 1 inch or greater impacting 100 or more residential locations |
Tornado | NOAA NWS | EF scale | 100m buffer | EF2 or above impacting 10 or more locations |
Wildfire | NIFC | acres, sq m, sq ft, sq mi | Native | A fire greater than 50,000 acres that impacts 10 locations A fire that has grown by more than 1,000 acres since the last update A newly detected fire over 10,000 acres that impacts one location |
These are examples of the conditions that can trigger an alert. Most combine a hazard level with the number of your locations or policies affected. Units can be switched to suit your team, and thresholds can be tuned to fit your portfolio and risk appetite (see the FAQ). Native resolution means the resolution of the source data itself. Tornado paths are based on survey data, so some can take a few days to appear.
EverReady is based on real, observed conditions, not weather forecasts, so you're being told about something that has actually happened, not something that might happen.
Coming soon
We're also extending EverReady with more operational detail. Smoke density will track visibility and air quality impact from active wildfires. Wildfire buffer zones will flag locations near an active fire perimeter, not just inside it. Power outage monitoring is also on the way.
None of these are live yet, so they won't trigger alerts. We'll update this article as each one rolls out.
Where EverReady fits
EverReady is the first step in how MIS supports you around an event:
Stage | What it gives you | Typical timing |
Detect (EverReady) | You're told an event may affect your portfolio | The next morning |
Assess (GEO Exposure) | Portfolio-level view of what's affected | Within 24 hours |
Resolve (GEO Claims) | Detailed, building-level damage assessment | 48–72 hours |
GEO Exposure and GEO Claims are separate MIS products that give you a deeper view of an event.